NOVELTY - Composition (c1) comprises fermentation product of at least one natural product comprising red beans, peas, white rice and yellow maize, an inorganic mineral containing phosphorus, calcium, silicon and titanium and strontium, non-iodized salt, water and Bacillus megaterium.    USE - The composition (c1) is useful: for bioremediation of water contaminated with greases and hydrocarbons; in biological agent for inhibiting pathogens in plant material susceptible to pathogen infection; for treating bud rot in palm trees, and controlling and reducing stable flies (Stomoxys calcitrans) infestation in fruit trees and controlling odor production in waste waters derived from fruit processing plants; as fungicide against Mycosphaerella fijiensis causing black Sigatoka disease in Cavendish banana, Ralstonia solanacearum causing Moko disease in Cavendish banana, Fusarium oxysporum causing Panama wilt in Cavendish banana and in other agricultural products, Colletotrichum gloeosporioides causing anthracnose in agricultural products, Botryodiplodia theobromae causing crown rot or anthracnose in agricultural products, Lasiodiplodia theobromae causing soft rot or fruit rot in agricultural products; as pesticide against downy mildew in agricultural products; bactericide against bacterial leaf blight and bacterial leaf streak in rice and other agricultural products; for protecting rice plants against fungal diseases by inducing local and systemic resistance of the rice plant; as bio-derived growth stimulant and ripener (all claimed); for controlling virucidal pathogenic microorganisms e.g. nepoviridae, agriculture and photosanitary applications, controlling insects e.g. hemiptera and isoptera; for agricultural nutritional applications, bio-industrial applications (e.g. nourishment and reduction of stress factors of microorganisms in fermentative processes, including yeasts, algae, phyto- and zoo-plankton, Lactobacillus involved in, alcohol fermentations, biofuel production, yeast propagation, and/or production of milk derivatives), human health applications (e.g. stabilization of stomach pH levels); as fuel additive and alternative product to chemical pesticides; and for bioremediation of organic (mulch) and/or inorganic (sand) materials. The ability of the composition to control insects was tested against Stomoxys calcitrans using biological assay. The results showed that composition (comprised of 2.5 wt.% green peas, 2.5 wt.% red beans, 2.5 wt.% yellow maize, 2.5 wt.% Sorghum, 5 wt.% yellow pine sawdust, 1 wt.% pine oil, 0.5 wt.% non-iodized sea salt, 68.45 wt.% potable water, 0.05 wt.% Saccharomyces cerevisiae, 10 wt.% Bacillus subtilis spores, 2.5 wt.% Bacillus agglomerans spores and 2.5 wt.% Bacillus megaterium spores) results 1500% less larvae when compared to control within five days of application.    ADVANTAGE - The composition (c1) is safe, non-toxic to humans and animals, and environmentally benign and does not provides the risk of pollution.    DETAILED DESCRIPTION - INDEPENDENT CLAIMS are also included for: (1) a composition (c2) comprising the fermentation product of at least one natural product comprising garbanzo beans, lentils, barley, oat hulls, citric oil, non-iodized salt, inorganic minerals containing phosphorus, calcium, silicon and titanium and strontium, water, Saccharomyces cerevisiae, Bacillus megaterium, Bacillus subtilis and Bacillus licheniformis; (2) a bio-degreasing composition (c3) comprising the fermentation product of at least one natural product comprising garbanzo beans, lentils, barley, oat hulls, citric oil, non-iodized salt, inorganic minerals containing phosphorus, calcium, silicon and titanium and strontium, water, Saccharomyces cerevisiae, Bacillus megaterium, and Bacillus pseudomonas; (3) treating and preventing an infestation of stables flies (Stomoxys calcitrans) in an agricultural fruit farm comprising applying to the fruit plant or the soil a composition comprising a product of fermenting a formulation comprising 1-10 wt.% green peas, optionally 1-10 wt.% red beans, optionally 1-10 wt.% yellow maize, optionally 1-10 wt.% Sorghum, optionally 5-10 wt.% yellow pine sawdust, optionally 1-10 wt.% pine oil, 0.1-0.5 wt.% non-iodized sea salt, 0.01-0.10 wt.% by Baker's yeast, and 1-20 wt.% mixture of spores comprising Bacillus subtilis spores, Bacillus agglomerans spores and Bacillus megaterium spores; (4) a bio-derived composition (c4); (5) a bio-derived composition (c5) useful in agriculture and waste water treatment comprising (a) a product of fermenting a formulation comprising 1-10 wt.% green peas, optionally 1-10 wt.% red beans, optionally 1-10 wt.% yellow maize, optionally 1-10 wt.% Sorghum, optionally 5-10 wt.% yellow pine sawdust, optionally 1-10 wt.% pine oil, 0.1-0.5 wt.% non-iodized sea salt, 0.01-0.10 wt.% by Baker's yeast, and (b) 1-20 wt.% mixture of spores comprising Bacillus subtilis spores, Bacillus agglomerans spores and Bacillus megaterium spores; (6) a bio-derived composition (c6) useful in controlling agricultural pests and for bioremediation of waste waters comprising (a1) a product of fermenting with 0.01-0.10 wt.% Baker's yeast a formulation comprising 1-10 wt.% green peas, 1-10 wt.% red beans, 1-10 wt.% yellow maize, 1-10 wt.% Sorghum, 5-10 wt.% yellow pine sawdust, 1-10 wt.% pine oil, 0.1-0.5 wt.% non-iodized sea salt, and (b) 1-20 wt.% mixture of spores comprising Bacillus subtilis spores, Bacillus agglomerans spores and Bacillus megaterium spores; and (7) a bio-derived growth stimulant and ripener comprising the fermentation product of natural product comprising red beans, peas, white rice and yellow maize, inorganic mineral containing phosphorus, calcium, silicon and titanium and strontium, non-iodized salt, water and Bacillus megaterium and fermentation product comprising horse tail fern, plantain leaves, white onion, nettle leaves, Eucalyptus leaves and flowers, potable water and Saccharomyces Cerevisiae.