NOVELTY - A composite microbial fertilizer comprises nitrogen-phosphorus-potassium as organic fertilizer; and composite microbial agents, where the composite microbial inoculum comprises Bacillus subtilis, photosynthetic bacteria, yield-increasing bacteria, yeast, Bacillus thuringiensis and Beauveria bassiana.    USE - As composite microbial fertilizer (claimed).    ADVANTAGE - The composite microbial fertilizer has a number of efficient live-bacteria of not less than 0.200 million/g. The fertilizer solves the problem that the agricultural production in large amount completely depends on the chemical fertilizer and pesticide residue problem of soil pollution and pollution of agricultural products, has long lasting fertilizer effect, balanced nutrition, reduces pesticide residue, activates soil, which not only ensures the grain safety and product safety, at the same time, increases the crop yield, increases the quality of crops, and has high promoting effect for growth of crop.    DETAILED DESCRIPTION - A composite microbial fertilizer comprises 25-26 pts.wt. of nitrogen-phosphorus-potassium as organic fertilizer; and composite microbial agents containing 15-20 pts.wt. of Bacillus subtilis, 20 pts.wt. of photosynthetic bacteria, 20 pts.wt. of yield-increasing bacteria, 20 pts.wt. of yeast, 10 pts.wt. of parent bacterium, 5 pts.wt. of Bacillus thuringiensis and 5 pts.wt. of Beauveria bassiana. An INDEPENDENT CLAIM is included for preparation of composite microbial fertilizer involving a) using 16-18% of monosodium glutamate (MSG) raw material containing diammonium, potassium chloride, urea or nitrogen-containing material, where the ratio of raw material of nitrogen, phosphorus and potassium is 11:7:7, b) using humic acid particles containing 30% MSG waste as necessary organic matter, c) according to the proportion, selecting the culture, and fermentation of Bacillus subtilis, photosynthetic bacteria, yield-increasing bacteria, yeast, Bacillus thuringiensis and Beauveria bassiana; d) granulating, drying and sieving the composite microbial inoculum product, adding zeolite powder, coal or peat pellet, drying, sieving, eventually measuring number of efficient live-bacteria so that it reaches greater than or equal to 0.200 million/g standards; e) stirring the mixture obtained in steps (a), (b) and (d), fully stirring to uniform; and f) packaging the finished product.